Moving to Greece: Expat Registration Guide
Greece
Capital: Athens
Last verified: June 2026
Fees, fines, and deadlines are approximate and may change. Always verify with official sources before acting.
For most newcomers, the order is: AFM first (works for both EU and non-EU citizens, and can even be obtained before arrival via a tax representative), then AMKA (EU citizens can apply immediately; non-EU citizens need a temporary residence permit first), then bank account, EU registration certificate or residence permit, and health insurance. Processes can vary slightly between local tax offices (DOY) and Citizens Service Centres (KEP), so confirm specific document requirements with your local office before your visit.
Key Registrations & Procedures
Tax Identification Number (AFM)
MANDATORYEU + Non-EUTax Identification Number (AFM) in Greece: Obtain before signing any lease, opening a bank account, or starting employment, in practice this is the very first registration step for most newcomers. The AFM (Arithmos Forologikou Mitroou) is Greece's nine-digit Tax Identification Number, required for opening a bank account, signing a lease, employment, starting a business, buying or registering a vehicle, and accessing the TAXISnet online tax portal. It is issued once and valid for life, and, unusually, can be obtained by foreigners even without a Greek residence permit, by appointing a Greek tax resident as a Tax Representative. Applications are handled by your Local Tax Office (DOY, Dimosia Oikonomiki Ypiresia).
- Valid passport or national ID card
- Completed application form (M1, 'Statement of Registration')
- Proof of address abroad (for non-residents) or in Greece (for residents)
- Appointment of a Tax Representative (a Greek tax resident), required for non-residents without a Greek residence permit
- Power of attorney, if applying through a lawyer or agent
Any local Tax Office (DOY), or via a lawyer/accountant under power of attorney without needing to visit in person.
- Wise: Multi-currency account accepted for tax refunds and salary payments across the EU.
- Translayte: Certified document translations accepted by EU authorities. Fast turnaround, available online.
EU Registration Certificate (EU Card)
MANDATORYEU Citizens OnlyEU Registration Certificate (EU Card) in Greece: Within 3 months of arrival if staying longer than 3 months. EU/EEA citizens staying in Greece longer than 3 months must register their residence and obtain an EU registration certificate (commonly called the 'EU card') from the local authorities. This process does not involve income thresholds, but EU citizens who plan to make Greece their tax residence or open a Greek bank account will still need an AFM separately.
- Valid passport or EU/EEA national ID card
- Proof of the basis for residence: employment contract or payslips (workers), enrolment certificate (students), or proof of sufficient funds and comprehensive health insurance (self-sufficient persons)
- Proof of address in Greece (rental contract, property ownership, or hospitality declaration)
- Passport-style photos
- AFM, if already obtained
Local Aliens and Immigration Department office or KEP (Citizens Service Centre) covering your address.
- Translayte: Certified translations of passports, birth certificates, and supporting documents for residence permit applications.
- RushTranslate: Fast certified translations of official documents. Accepted by government offices across Europe.
Residence Permit (Non-EU Citizens)
MANDATORYNon-EU Citizens OnlyResidence Permit (Non-EU Citizens) in Greece: Apply for the Type D visa before travelling to Greece; submit the residence permit application within the timeframe specified after entry, typically before the visa expires. Non-EU/EEA citizens who wish to reside in Greece long-term typically must first obtain a Type D visa from a Greek consulate, then apply for a residence permit. Common categories include the Temporary Residency Permit, the Financially Independent Person (FIP) permit for retirees and passive-income holders, the Digital Nomad Visa, employment-based permits, and the Golden Visa. The physical card, called the ADET, is a biometric residence permit that also serves as Schengen travel authorisation.
- Valid passport with sufficient remaining validity
- Type D visa
- Category-specific documents: for FIP, proof of sufficient passive income (pension statements, bank balances, investment income); for Digital Nomad, proof of remote employment or freelance contracts and minimum monthly income (around EUR 3,500+); for employment permits, an employment contract
- Private health insurance covering basic healthcare in Greece
- Clean criminal record certificate
- Proof of accommodation in Greece
- Passport-style photos
Greek consulate or embassy abroad for the Type D visa; Decentralised Administration office in Greece for the residence permit application.
- Translayte: Certified translations of passports, birth certificates, and supporting documents for residence permit applications.
- RushTranslate: Fast certified translations of official documents. Accepted by government offices across Europe.
Social Security Registration Number (AMKA)
MANDATORYEU + Non-EUSocial Security Registration Number (AMKA) in Greece: Obtain as soon as you have your AFM and proof of address (and, for non-EU citizens, your temporary residence permit), generally the next step after the AFM. The AMKA (Arithmos Mitroou Koinonikis Asfalisis) is an eleven-digit Greek Social Security Registration Number required to access public healthcare, enrol in the national insurance system (EFKA), sign employment contracts, and apply for pensions. EU citizens can apply for an AMKA immediately once they have an AFM and proof of address, without needing a residence permit; non-EU citizens must first obtain a temporary residence permit.
- AFM (Tax Identification Number)
- Valid passport or national ID card (EU citizens) or residence permit (non-EU citizens)
- Proof of address in Greece: lease agreement, hospitality declaration (host's signed statement), or E9 property tax document (for owners)
- Birth certificate translated into Greek, if applying for a non-Greek minor born in Greece
Any KEP (Citizens Service Centre), KEM (Centre for Migrant Integration), or EFKA/IKA office.
- SafetyWing: Interim health and travel cover for expats. Useful before local social security enrollment is active.
- Wise: Multi-currency account with mid-market exchange rates. Widely used by expats for receiving salary and making international transfers.
Health Insurance Enrolment (EFKA)
MANDATORYEU + Non-EUHealth Insurance Enrolment (EFKA) in Greece: Employees: enrolled by the employer at the start of employment using the AMKA. FIP, Digital Nomad, and Golden Visa holders: private health insurance must be in place before and throughout the residence permit's validity. EFKA (the Unified Social Security Fund) administers public health insurance and pension contributions in Greece. Employees are enrolled automatically by their employer using the AMKA. Non-EU residence permit holders not eligible for EFKA (such as Golden Visa, FIP, and Digital Nomad Visa holders) must maintain valid private health insurance covering basic healthcare in Greece for the duration of their permit. Public enrolment is administered by EFKA (Enniaios Foreas Koinonikis Asfalisis).
- AMKA (for EFKA enrolment)
- AFM
- Employment contract (for employer-based enrolment) or residence permit category requiring private insurance
- Private health insurance policy documents meeting the minimum coverage required for your visa category, if applicable
EFKA enrolment is handled by employers electronically; self-employed individuals register directly with EFKA. Private insurance is arranged with any insurer offering Greek visa-compliant policies.
- SafetyWing: Interim health and travel cover for expats. Useful before local social security enrollment is active.
Self-Employed Activity Registration
MANDATORYSelf-Employed OnlySelf-Employed Activity Registration in Greece: Before issuing any invoice or receiving any income from self-employed activity. Individuals wishing to work as freelancers or sole traders in Greece must declare commencement of self-employed activity (enarxi epitidevmatos) with the tax office, linking the activity to their AFM and triggering EFKA self-employed contribution obligations based on declared income brackets.
- AFM
- AMKA
- Description of the activity and its KAD (business activity classification code)
- Proof of address for the declared place of business (can be a home address for many freelance activities)
Local Tax Office (DOY), or online via TAXISnet for some activity types.
- Wise: Multi-currency business account with low fees. Widely used by freelancers and self-employed expats.
- Translayte: Certified document translations accepted by EU authorities. Fast turnaround, available online.
Bank Account (Trapezikos Logariasmos)
GOOD TO HAVEEU + Non-EUBank Account (Trapezikos Logariasmos) in Greece: No formal deadline, but open as soon as possible since an AFM-linked Greek IBAN is commonly required for salary payments, leases, and residence permit proof of funds. A Greek bank account (or any SEPA IBAN) is needed for salary payments, EFKA contributions, rent and utility direct debits, and is required for many residence permit applications as proof of funds. An AFM is a prerequisite for opening an account at any Greek bank.
- AFM (Tax Identification Number), required by all Greek banks
- Valid passport or national ID card
- Proof of address in Greece (lease agreement or utility bill)
- Proof of income or employment, for some account types
Bank branches in any Greek city or town, or online via SEPA-compatible providers.
- Wise: Multi-currency account with mid-market exchange rates. Widely used by expats for receiving salary and making international transfers.
Property Tax Registration (E9 Declaration)
GOOD TO HAVEEU + Non-EUProperty Tax Registration (E9 Declaration) in Greece: File the E9 declaration within 30 days of acquiring or changing rights over real estate in Greece. Anyone who buys or rents long-term property in Greece, particularly those purchasing real estate (including for Golden Visa applications), must file an E9 declaration with the Greek tax authority (AADE) declaring their property holdings. This declaration is also commonly used as proof of address for AMKA and EU registration certificate applications when the applicant owns the property.
- AFM (required for TAXISnet access)
- Property purchase contract or notarial deed
- Property details: location, size, year of construction, and use
Online via TAXISnet (AADE's e-services portal).
- Wise: Multi-currency account accepted for tax refunds and salary payments across the EU.
- Translayte: Certified document translations accepted by EU authorities. Fast turnaround, available online.
Gov.gr Wallet and Digital Identity (Taxisnet)
GOOD TO HAVEEU + Non-EUGov.gr Wallet and Digital Identity (Taxisnet) in Greece: No strict deadline, but required to access all Greek e-government services. Set up as soon as you have your AFM (tax number) and a Greek mobile phone number. Taxisnet credentials (issued with your AFM) give access to gov.gr, which hosts over 1,700 digital services including tax filings, property declarations (E9), and the Gov.gr Wallet app. The Wallet stores your digital ID, AMKA card, driving licence, and EHIC on your smartphone. Greece launched a Personal Citizen Number (PA) in 2025, which will gradually replace AFM and AMKA as a unified identifier. Residents with an AFM are automatically assigned a PA.
- AFM (Tax Identification Number)
- Registered Greek mobile number (EMEP)
- Valid identity document
- Email address for Taxisnet account
Register online at taxisnet.aade.gr for the initial account, then activate the Gov.gr Wallet via the Gov.gr app (iOS and Android) using your Taxisnet credentials.
- Wise: Multi-currency account compatible with digital identity platforms. Useful for online government services.
Unemployment Registration (DYPA)
GOOD TO HAVEEU + Non-EUUnemployment Registration (DYPA) in Greece: Within 30 days of job loss to preserve full benefit eligibility. DYPA (Greek Public Employment Service) issues an unemployment card to eligible residents who have made sufficient EFKA contributions. Register as a jobseeker within 30 days of employment termination to claim regular unemployment benefit. DYPA also provides job placement services and vocational training. Registration is done online via DYPA (Dimosies Ypiresies Apascholisis) e-services at dypa.gov.gr using Taxisnet credentials.
- AFM and AMKA
- Taxisnet login
- Termination letter
- IBAN for payments
At your local DYPA (Public Employment Service) office, or online via the DYPA portal (dypa.gov.gr) using your Taxisnet credentials.
- Wise: Multi-currency business account with low fees. Widely used by freelancers and self-employed expats.
- Translayte: Certified document translations accepted by EU authorities. Fast turnaround, available online.
Driving Licence Exchange (Antallagi Adeias Odigisis)
OPTIONALEU + Non-EUDriving Licence Exchange (Antallagi Adeias Odigisis) in Greece: Non-EU/EEA licence holders: exchange is generally required within a set period (commonly within 6 months to 1 year) of obtaining a residence permit, confirm the current deadline with your regional transport department, as it depends on your country of origin. EU/EEA driving licences remain valid in Greece for their full validity period without exchange. Non-EU/EEA licence holders who become Greek residents must exchange their licence for a Greek one within a set period after obtaining their residence permit, with the process handled by the regional transport department (Ypiresia Metaforon).
- Valid foreign driving licence
- Valid passport or national ID and AFM
- Residence permit or EU registration certificate
- Certified Greek translation of the foreign licence
- Medical certificates from an ophthalmologist and pathologist/cardiologist, as required for Greek licences
- Passport-style photos
Regional Transport Department (Dievthynsi Metaforon) covering your registered address.
- Translayte: Certified translation of your driving licence and supporting documents for the exchange process.
- RushTranslate: Fast certified translation of driving licence documents.
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Vehicle Registration (Adeia Kykloforias)
OPTIONALEU + Non-EUVehicle Registration (Adeia Kykloforias) in Greece: Vehicles brought into Greece by new residents should be registered promptly after obtaining an AFM and before regular road use. Vehicles owned by Greek residents must be registered with the regional transport department and assigned Greek number plates. An AFM is required to register a vehicle, and Greece levies registration taxes and annual circulation fees (telli kykloforias) based on engine size and emissions.
- AFM
- Valid passport or national ID and residence permit or EU registration certificate
- Foreign vehicle registration document (original)
- Customs clearance documentation, for vehicles imported from outside the EU
- Valid KTEO (roadworthiness) inspection certificate, for vehicles above the inspection-exempt age
- Compulsory motor insurance certificate
Regional Transport Department (Dievthynsi Metaforon) covering your registered address.
- My Baggage: Affordable door-to-door shipping when moving to Europe. Book online, tracked delivery.
- ParcelABC: Compare shipping prices across carriers for moving your belongings to Europe.
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