Malta has one of the most structured expat registration systems in the EU, running entirely through Identita (formerly Identity Malta Agency) and Jobsplus. The online Expatriates Portal makes EU citizen eResidence Card applications relatively straightforward, with a 48-working-hour response guarantee for appointment scheduling. Non-EU nationals should be aware of several important 2025-2026 changes: a mandatory Pre-Departure Course Certificate (from March 2026), mandatory electronic salary payments (from October 2025), and mandatory notarial lease attestation (from September 2024). Malta also has a competitive non-dom tax regime and no tax on capital gains from share sales, making it attractive for international entrepreneurs and investors.
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Moving to Malta: Expat Registration Guide

Flag of Malta

Malta

Capital: Valletta

Last verified: June 2026

Fees, fines, and deadlines are approximate and may change. Always verify with official sources before acting.

📋8 registration steps covered in this guide. Expand each card for full details, timelines and costs.

Malta routes all registrations through Identita's Expatriates Unit and the online portal. EU citizens apply for the eResidence Card first; non-EU nationals need the Single Permit. Both lead to your national ID number, which unlocks tax, banking, and healthcare.

Key Registrations & Procedures

Deadline: Apply within 3 months of arriving in Malta if intending to stay longer than 3 months.
Processing Time: Identita responds within 48 working hours of online submission with a biometrics appointment. Card is issued after the appointment, typically within a few weeks.
💰Fees: Free of charge for EU citizens.
📅Appointment: Book online via expatriates.identita.gov.mt. In-person biometric attendance at Identita Expatriates Unit, Triq il-Wied (Valley Road), Msida, or the Gozo office in Victoria.
Required Documents:
  • Valid EU/EEA passport or national ID card
  • Completed MEU1 form (generated via Expatriates Portal)
  • Two recent passport-sized photos
  • Proof of accommodation: rental contract or property deed
  • Proof of basis for residence: employment contract or employer letter (workers); business registration (self-employed); enrolment certificate and proof of funds (students); bank statements showing sufficient funds and proof of health insurance (self-sufficient/retirees)
  • Jobsplus registration confirmation (if employed)
Where to Do It:

Online: expatriates.identita.gov.mt. In person: Identita Expatriates Unit, Triq il-Wied (Valley Road), Msida MSD 9020.

If You Don't Do It: Without an eResidence Card you cannot legally reside in Malta beyond 3 months, cannot obtain a Maltese ID number, cannot enrol in the public health system, and may face difficulties opening a bank account or signing long-term lease agreements.
💡 Practical Tip: Apply for the eResidence registration as soon as possible after arriving in Malta. The card is required for access to Malta's national health service, opening a bank account, and most administrative processes.
Regional Variations: EU Expatriates Unit is at the Msida office (side entrance). A Gozo office is at St Francis Square, Victoria. The blue paper (interim receipt) allows living in Malta while waiting for the card but does not allow re-entry to Malta if you leave the island.
🏠 Useful Services
  • Flatio: Furnished mid-term rentals with flexible contracts. Useful for securing an address before committing to a long-term lease.
Visit Official Website
FAQWhat is the deadline for EU Residence Registration: eResidence Card (EU Citizens) in Malta?
Apply within 3 months of arriving in Malta if intending to stay longer than 3 months.
How much does EU Residence Registration: eResidence Card (EU Citizens) cost in Malta?
Free of charge for EU citizens.
What happens if I skip EU Residence Registration: eResidence Card (EU Citizens) in Malta?
Without an eResidence Card you cannot legally reside in Malta beyond 3 months, cannot obtain a Maltese ID number, cannot enrol in the public health system, and may face difficulties opening a bank account or signing long-term lease agreements.
Deadline: Apply before or upon arrival. Do not overstay a visa or visa-free period while waiting.
Processing Time: 8-10 weeks on average for a straightforward case. Up to 4 months legally permitted.
💰Fees: EUR 280.50 government application fee covering both work licence and residence processing.
📅Appointment: Application pack submitted in person to Identita Expatriates Unit. Biometrics appointment arranged after initial submission.
Required Documents:
  • Valid passport (minimum 6 months' validity)
  • Pre-Departure Course Certificate (mandatory from March 2026 for first-time applicants)
  • Employment contract with Maltese employer
  • Employer covering letter and proof of advertised vacancy (employers must advertise roles for 3 weeks)
  • Proof of qualifications and experience
  • Medical clearance form
  • Private health insurance (if not yet contributing to national insurance)
  • Police conduct certificate from country of origin
  • Proof of accommodation in Malta
  • Notarially attested lease agreement (mandatory from September 2024)
Where to Do It:

Identita Expatriates Unit (main entrance), Triq il-Wied (Valley Road), Msida MSD 9020.

If You Don't Do It: Working or residing in Malta without a valid permit is a criminal offence. From March 2026, electronic salary payment is mandatory for non-EU workers (employers paying cash may have permits revoked).
💡 Practical Tip: The Single Permit combines work and residence authorisation into one document. Apply before your current legal stay expires. Processing times are typically 2-3 months so plan well in advance.
Regional Variations: Gozo office available for Gozo-based applicants. The 'blue paper' (interim receipt) and a Temporary Authorisation to Work (TAW) are issued after biometrics, allowing legal work and residence while the permit is processed.
📋 Useful Services
  • Translayte: Certified translations of passports, birth certificates, and supporting documents for residence permit applications.
  • RushTranslate: Fast certified translations of official documents. Accepted by government offices across Europe.
Visit Official Website
FAQWhat is the deadline for Single Permit / Residence Permit (Non-EU Citizens) in Malta?
Apply before or upon arrival. Do not overstay a visa or visa-free period while waiting.
How much does Single Permit / Residence Permit (Non-EU Citizens) cost in Malta?
EUR 280.50 government application fee covering both work licence and residence processing.
What happens if I skip Single Permit / Residence Permit (Non-EU Citizens) in Malta?
Working or residing in Malta without a valid permit is a criminal offence. From March 2026, electronic salary payment is mandatory for non-EU workers (employers paying cash may have permits revoked).
Deadline: Register upon starting employment or establishing residence. File annual income tax return by 30 June of the following year.
Processing Time: TIN issued within a few days.
💰Fees: Free to register.
📅Appointment: Register online via cfr.gov.mt or at IRD offices in Floriana.
Required Documents:
  • Valid passport or national ID
  • eResidence Card or Single Permit
  • Proof of Malta address
  • Employment contract (for employed persons)
Where to Do It:

Online via cfr.gov.mt or IRD offices, Guze Ellul Mercer Street, Floriana FRN 1441.

If You Don't Do It: Failure to register or file a tax return results in interest, surcharges, and penalties.
💡 Practical Tip: Malta's income tax rates range from 0% to 35%. Register with the IRD as soon as you start employment or self-employment. Employed persons are registered automatically by their employer via the FSS.
Regional Variations: National system. Malta's non-dom tax rules are attractive for international residents; consult a Malta-registered tax advisor for optimal structuring.
🩺 Useful Services
  • Wise: Multi-currency business account with low fees. Widely used by freelancers and self-employed expats.
  • Translayte: Certified document translations accepted by EU authorities. Fast turnaround, available online.
Visit Official Website
FAQWhat is the deadline for Income Tax Registration (IRD Malta) in Malta?
Register upon starting employment or establishing residence. File annual income tax return by 30 June of the following year.
How much does Income Tax Registration (IRD Malta) cost in Malta?
Free to register.
What happens if I skip Income Tax Registration (IRD Malta) in Malta?
Failure to register or file a tax return results in interest, surcharges, and penalties.
Deadline: From the first day of employment. Employers register employees and deduct contributions.
Processing Time: Automatic via employer registration.
💰Fees: Free to register. Contributions: 10% employee + 10% employer of gross salary.
📅Appointment: Employed: employer handles registration. Self-employed: register at the Department of Social Security or online.
Required Documents:
  • Valid passport or national ID
  • eResidence Card or Single Permit
  • Employment contract
Where to Do It:

Employer handles for employed persons. Self-employed: Department of Social Security, Valletta.

If You Don't Do It: Unpaid national insurance contributions disqualify you from contributory benefits and pensions.
💡 Practical Tip: National Insurance contributions are mandatory for all employed and self-employed persons in Malta. Contributions are automatically deducted from salary by employers. Self-employed persons must pay quarterly contributions directly.
Regional Variations: National system. Access to Malta's public health system (Government Health Services) is linked to national insurance contributions.
🩺 Useful Services
  • Wise: Multi-currency business account with low fees. Widely used by freelancers and self-employed expats.
  • Translayte: Certified document translations accepted by EU authorities. Fast turnaround, available online.
Visit Official Website
FAQWhat is the deadline for National Insurance Registration (MFSS) in Malta?
From the first day of employment. Employers register employees and deduct contributions.
How much does National Insurance Registration (MFSS) cost in Malta?
Free to register. Contributions: 10% employee + 10% employer of gross salary.
What happens if I skip National Insurance Registration (MFSS) in Malta?
Unpaid national insurance contributions disqualify you from contributory benefits and pensions.
Deadline: No strict deadline. Register with a public health centre as soon as you have your eResidence card and Malta health entitlement.
Processing Time: Registration same day at health centre.
💰Fees: Public: free for registered residents. Private GPs: EUR 25-60.
📅Appointment: Walk-in at the nearest government health centre. Bring eResidence card or residence document.
Required Documents:
  • Malta eResidence Card or Biometric Residence Permit
  • Proof of Maltese address
Official Link:
Where to Do It:

At your nearest public health centre (Primary Health Care centre). Centres are located in most towns and villages across Malta and Gozo. Bring your eResidence card and passport.

If You Don't Do It: Without registration, you cannot access subsidised public healthcare and will need to pay private consultation rates for all medical care.
💡 Practical Tip: Malta's public health centres provide free or subsidised GP services for registered residents. The system can be busy, arrive early. Private GP services are also available at reasonable rates.
🩺 Useful Services
  • SafetyWing: Interim health and travel cover for expats. Useful before local social security enrollment is active.
  • Feather: English-language insurance for expats. Helps you compare and enrol in health or liability insurance online.
Malta Department of Health
FAQWhat is the deadline for GP Registration (Public Health Centre) in Malta?
No strict deadline.
How much does GP Registration (Public Health Centre) cost in Malta?
Public: free for registered residents.
What happens if I skip GP Registration (Public Health Centre) in Malta?
Without registration, you cannot access subsidised public healthcare and will need to pay private consultation rates for all medical care.
Deadline: Before starting employment.
Processing Time: Online registration is typically confirmed within a few working days.
💰Fees: Free of charge.
📅Appointment: Register online at jobsplus.gov.mt or visit Jobsplus offices.
Required Documents:
  • Valid passport or national ID
  • Employment contract or offer letter
Where to Do It:

Online via jobsplus.gov.mt. Jobsplus offices: Head Office, Hal Far, Malta.

If You Don't Do It: Employers are legally required to register employees with Jobsplus. Operating without this registration can affect Single Permit validity for non-EU workers.
💡 Practical Tip: Register with Jobsplus (Employment and Training Corporation) as soon as you start work in Malta or are seeking employment. Registration gives access to employment services, training schemes, and is required for unemployment benefit claims.
Regional Variations: National system. English widely spoken.
🩺 Useful Services
  • SafetyWing: Interim health and travel cover for expats. Useful before local social security enrollment is active.
  • Feather: English-language insurance for expats. Helps you compare and enrol in health or liability insurance online.
Visit Official Website
FAQWhat is the deadline for Jobsplus Registration (Employment) in Malta?
Before starting employment.
How much does Jobsplus Registration (Employment) cost in Malta?
Free of charge.
What happens if I skip Jobsplus Registration (Employment) in Malta?
Employers are legally required to register employees with Jobsplus. Operating without this registration can affect Single Permit validity for non-EU workers.
Deadline: As soon as possible after receiving your eResidence Card.
Processing Time: Account opening typically 1-3 business days in branch.
💰Fees: Monthly maintenance fees vary (typically EUR 3-8/month).
📅Appointment: Visit a branch in person.
Required Documents:
  • Valid passport or national ID
  • eResidence Card or Single Permit
  • Proof of Malta address
  • Proof of employment or income source
Where to Do It:

Any branch of BOV, HSBC Malta, or APS Bank.

If You Don't Do It: From October 2025, electronic salary payment is mandatory for non-EU workers; inability to receive electronic transfers creates compliance issues for employers.
💡 Practical Tip: The main Maltese retail banks are Bank of Valletta, HSBC Malta, and APS Bank. Account opening requires your eResidence card, proof of address, and proof of income. Processing can take 2-4 weeks.
Regional Variations: BOV has the most extensive branch network nationally. English is widely spoken.
💳 Useful Services
  • Wise: Multi-currency account with mid-market exchange rates. Widely used by expats for receiving salary and making international transfers.
Visit Official Website
FAQWhat is the deadline for Maltese Bank Account in Malta?
As soon as possible after receiving your eResidence Card.
How much does Maltese Bank Account cost in Malta?
Monthly maintenance fees vary (typically EUR 3-8/month).
What happens if I skip Maltese Bank Account in Malta?
From October 2025, electronic salary payment is mandatory for non-EU workers; inability to receive electronic transfers creates compliance issues for employers.
Deadline: No strict deadline. Set up as soon as you have your Maltese eResidence card or ID card, as eID Malta is required for all digital government services in Malta.
Processing Time: eID chip activation same day as card collection. Servizz.gov account: immediate online.
💰Fees: Free.
📅Appointment: Register at servizz.gov.mt using your eID card and reader, or visit Identity Malta for setup help.
Required Documents:
  • Malta eResidence Card or Biometric Residence Permit
  • Identity card PIN set during collection
  • Card reader or eID Mobile app
  • Email address
Official Link:
Where to Do It:

Activate your eID Malta online at identita.gov.mt using your Maltese ID card or eResidence card. Physical ID card readers or NFC smartphones can be used for activation.

If You Don't Do It: Without eID Malta, all government services must be accessed in person. The Servizz.gov.mt portal provides access to over 200 online services that are unavailable without digital identity.
💡 Practical Tip: eID Malta uses your Maltese ID card chip for authentication. Ensure your card is activated and functioning before attempting online registration. The Servizz.gov.mt helpdesk (153) can assist with activation issues.
🩺 Useful Services
  • Wise: Multi-currency account compatible with digital identity platforms. Useful for online government services.
Servizz.gov.mt: Maltese Government Online Services
FAQWhat is the deadline for eID Malta and Servizz.gov.mt Digital Portal in Malta?
No strict deadline.
How much does eID Malta and Servizz.gov.mt Digital Portal cost in Malta?
Free.
What happens if I skip eID Malta and Servizz.gov.mt Digital Portal in Malta?
Without eID Malta, all government services must be accessed in person.
Deadline: Apply after 5 years of continuous residence (at least 6 months per year of physical presence).
Processing Time: EU: a few weeks. Non-EU: 2-3 months.
💰Fees: Small administrative fee for EU permanent certificate. Non-EU long-term permit fees higher.
📅Appointment: Apply via Expatriates Portal (EU) or Identita main office (non-EU).
Required Documents:
  • Valid ID or passport
  • Evidence of 5 years' residence
  • Proof of employment/funds
  • Health insurance proof
Where to Do It:

Identita Expatriates Unit.

If You Don't Do It: Without permanent residence, EU citizens must ensure their eResidence card remains current.
💡 Practical Tip: Apply for permanent residence as soon as you complete 5 years of continuous legal residence. EU citizens receive a permanent residence certificate; non-EU citizens receive a long-term residence permit.
Regional Variations: National system.
📋 Useful Services
  • Translayte: Certified translations of passports, birth certificates, and supporting documents for residence permit applications.
  • RushTranslate: Fast certified translations of official documents. Accepted by government offices across Europe.
Visit Official Website
FAQWhat is the deadline for Permanent Residence (5-Year EU Certificate / Long-Term Permit) in Malta?
Apply after 5 years of continuous residence (at least 6 months per year of physical presence).
How much does Permanent Residence (5-Year EU Certificate / Long-Term Permit) cost in Malta?
Small administrative fee for EU permanent certificate. Non-EU long-term permit fees higher.
What happens if I skip Permanent Residence (5-Year EU Certificate / Long-Term Permit) in Malta?
Without permanent residence, EU citizens must ensure their eResidence card remains current.
Deadline: EU/EEA: no deadline. Non-EU: within 1 year of establishing residence.
Processing Time: A few weeks once complete application submitted.
💰Fees: Administrative exchange fee. Medical examination and translation costs may apply.
📅Appointment: Book at Transport Malta offices.
Required Documents:
  • Valid passport or national ID
  • eResidence Card
  • Original foreign licence
  • Certified translation into English if not in English
  • Medical certificate (non-EU holders)
Where to Do It:

Transport Malta offices, Marsa.

If You Don't Do It: Driving on an ineligible foreign licence after the 1-year window results in fines.
💡 Practical Tip: EU/EEA driving licences must be exchanged for a Maltese licence within 12 months of establishing residence. Non-EU licences require evaluation by Transport Malta, and in most cases a theory and practical test.
Regional Variations: Malta drives on the left.
📋 Useful Services
  • Translayte: Certified translation of your driving licence and supporting documents for the exchange process.
  • RushTranslate: Fast certified translation of driving licence documents.
  • My Baggage: Affordable door-to-door shipping when moving to Europe. Book online, tracked delivery.
  • ParcelABC: Compare shipping prices across carriers for moving your belongings to Europe.
Visit Official Website
FAQWhat is the deadline for Driving Licence Exchange in Malta?
EU/EEA: no deadline. Non-EU: within 1 year of establishing residence.
How much does Driving Licence Exchange cost in Malta?
Administrative exchange fee. Medical examination and translation costs may apply.
What happens if I skip Driving Licence Exchange in Malta?
Driving on an ineligible foreign licence after the 1-year window results in fines.

Insider Tips for Newcomers

Everything Is in English, The Easiest EU Country Administratively

Malta's two official languages are Maltese and English. All government services, contracts, and court proceedings are available in English, making Malta the simplest EU country for English-speaking expats administratively.

Malta Drives on the Left

One of only two EU members with left-hand traffic (alongside Cyprus). Allow extra adjustment time, especially on narrow village roads.

Summers Are Very Hot, Air Conditioning Is Essential

Temperatures regularly exceed 35 degrees Celsius from June to September. Air conditioning in your home is a practical necessity. Budget for significant cooling costs.

Private Health Insurance Speeds Up Specialist Access

Public healthcare is free but specialist waits can be long. Private insurance (GlobalCapital, Bupa) gives faster access to private hospitals.

Rental Market Requires Fast Action

Competition for rentals has increased sharply. Sliema and St Julian's are most popular and expensive. Gozo is more affordable. Use maltapark.com. Budget 1-2 months deposit.

Jobsplus Employment Registration Is Legally Required Within One Week

Employers must register employment contracts with Jobsplus within 1 week of starting work. Non-EU citizens need a Single Permit before working. Verify your employer has registered you.