Health insurance in Iceland is administered by Sjukratryggingar Islands (Icelandic Health Insurance), a public institution that provides coverage for all registered residents. EEA citizens who have registered their residence and obtained a Kennitala are eligible to register for Icelandic health insurance. This guide explains the registration process with Sjukratryggingar Islands, required documents, coverage entitlements, how to access the Icelandic healthcare system, and the process for transferring health insurance coverage from another EEA country using an S1 or E106 form.
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Health Insurance Registration
Iceland
Last verified: 2026-02-20
Fees, fines, and deadlines are approximate. Always verify with official sources.
Key Registrations & Procedures
Health Insurance Registration
Deadline: 6-month waiting period from date of legal residence registration. EHIC covers you during the waiting period.
Processing Time: Automatically enrolled after 6 months of continuous legal residence.
Fees: Free (funded through taxes)
Appointment: No appointment needed — automatic enrollment.
Required Documents:
- Kennitala
- Proof of 6 months continuous residence
- During waiting period: European Health Insurance Card (EHIC) from home country
Where to Do It:
Automatic enrollment by Sjukratryggingar Islands after 6 months. Office: Vínlandsleið 16, 113 Reykjavík.
If You Don't Do It:
During the 6-month waiting period, you must use your EHIC or have private insurance. Without coverage, you pay full cost for medical treatment.
Regional Variations: Same rules nationwide.
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